Financing with Our Dealership

Hallmark Chrysler Dodge Jeep Ram takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Explore Our Finance Tools and Services

We're here to help you buy your new vehicle!

When it comes to buying or leasing a new or used vehicle, finding the vehicle you'd like to drive home is only half the journey. The other half is finding a finance option that suits your unique needs! Fear not, the finance team here at Hallmark CDJR is ready to work with Birmingham area drivers to find an auto loan, leasing deal, or finance package. From our team of finance professionals to our array of digital retailing tools, drivers can look forward to a distinctly modern finance experience at Hallmark CDJR.

Apply for Financing

Financing Made Easy

We aim to provide drivers with a host of ways to expedite the finance process!

  • Use our Estimate Monthly Payments tool to get an idea of your monthly payments.
  • Get a vehicle trade-in estimate with our Value Your Trade tool.
  • Compare Buying vs. Leasing to determine which option fits your lifestyle.
  • Drivers looking to start the loan approval process can jump ahead by filling out our online finance application.

At Hallmark CDJR, we're all about convenience! If our digital retailing tools aren't ideal, drivers can always contact our finance team to speak with an in-house finance expert.

Ready to Get Started?

Your next Chrysler, Dodge, Jeep, or RAM is within reach. Complete your finance application online today and get fast, secure approval with Hallmark CDJR.

Start Your Finance Application

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
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Welcome to Our Financing Department

Ease Through the Auto Financing Process at Hallmark Chrysler Dodge Jeep Ram

The jump between car shopper and car owner is a thrilling one. Whether you plan to finance or lease your next Chrysler, Dodge, Jeep or Ram vehicle, our team here at Hallmark Chrysler Dodge Jeep Ram is ready to help you make that leap and guide you towards that moment when you can finally drive your dream car home. So, if you're ready to make your next move, our helpful team of auto financing experts in Birmingham will work with local banks and lenders to help you find an affordable financing solution for your needs.

Find the Auto Financing that Fits You Best

Whether you're deciding to buy or lease a vehicle, we can help you come up with a plan. Each one has its own merits, and it's up to you to decide what aligns with your goal. When you buy and finance with a car loan, you're thinking long term and can build equity. Leasing offers lower payments and provides flexibility if you'd like to upgrade after the terms are completed. No matter what, our team is here to help you and discuss options, rates and more so you can make the smart choice for you!

Ready to Learn More? Get Started with Us Today

Discovering your favorite new Chrysler, Dodge, Jeep or Ram model is only part of the process, and our team here at Hallmark Chrysler Dodge Jeep Ram is ready to help you take the next step. We're proud to serve all of our Hoover AL, Bessemer AL, Pell City AL, Pelham AL or Alabaster AL customers here in Birmingham, and we see that your experience is complete with the highest level of service possible. Visit us today to get started toward finding the perfect new car, truck or SUV for your budget.

Auto Finance Vocabulary

APR: The Annual Percentage Rate.

Assignment: A transfer of a loan from one lender to another.

Base Price: The costs of a car with standard equipment, incentives, and freight.

Certificate of Title: A legal document issued by a state at the time of sale.

Co-signer: A person who takes on a loan if the original borrower stops payments.

Default: Failure to meet the terms of the loan.

Interest: A percentage charge for a loan.

MSRP: Manufacturer's Suggested Retail Price.

Refinance: When one loan is used to pay off another.

Term: The length of the loan (24, 48, 60… months).

Underwriting: Verifying the data used to obtain a loan.

Ready to Get Started?

Your next Chrysler, Dodge, Jeep, or RAM is within reach. Complete your finance application online today and get fast, secure approval with Hallmark CDJR.

Start Your Finance Application
  1. Hallmark Chrysler Dodge Jeep Ram

    1409 5th Ave N
    Birmingham, AL 35203-1838

    • Sales: 205-278-4824
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Get in Touch

  • Contact our Sales Department at: 205-278-4824
  • Monday09:00AM - 07:00PM
  • Tuesday09:00AM - 07:00PM
  • Wednesday09:00AM - 07:00PM
  • Thursday09:00AM - 07:00PM
  • Friday09:00AM - 07:00PM
  • Saturday09:00AM - 06:00PM
  • SundayClosed