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Finance Center
at Hallmark CDJR

 

Welcome!

Explore Our Finance Tools and Services

We're here to help you buy your new vehicle!

When it comes to buying or leasing a new or used vehicle, finding the vehicle you’d like to drive home is only half the journey. The other half is finding a finance option that suits your unique needs! Fear not, the finance team here at Hallmark CDJR is ready to work with Birmingham area drivers to find an auto loan, leasing deal, or finance package. From our team of finance professionals to our array of digital retailing tools, drivers can look forward to a distinctly modern finance experience at Hallmark CDJR.

Financing Made Easy

We aim to provide drivers with a host of ways to expedite the finance process!

  • Use our Estimate Monthly Payments tool to get an idea of your monthly payments.

  • Get a vehicle trade-in estimate with our Value Your Trade tool.

  • Compare Buying vs. Leasing to determine which option fits your lifestyle.

  • Drivers looking to start the loan approval process can jump ahead by filling out our online finance application.

At Hallmark CDJR, we’re all about convenience! If our digital retailing tools aren’t ideal, drivers can always contact our finance team to speak with an in-house finance expert.

Auto Finance Vocabulary

APR: The Annual Percentage Rate.

Assignment: A transfer of a loan from one lender to another.

Base Price: The costs of a car with standard equipment, incentives, and freight.

Certificate of Title: A legal document issued by a state at the time of sale.

Co-signer: A person who takes on a loan if the original borrower stops payments.

Default: Failure to meet the terms of the loan.

Interest: A percentage charge for a loan.

MSRP: Manufacturer’s Suggested Retail Price.

Refinance: When one loan is used to pay off another.

Term: The length of the loan (24, 48, 60… months).

Underwriting: Verifying the data used to obtain a loan.

Ready to Get Started?

Your next Chrysler, Dodge, Jeep, or RAM is within reach. Complete your finance application online today and get fast, secure approval with Hallmark CDJR.

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